You really don’t want to spend a lot of time thinking about your auto insurance.
We get it.
Our goal is to provide you the best possible experience in purchasing and servicing your auto insurance for years to come.
How are we different from every other auto insurance agency in Pittsburgh?
Our online reviews speak for themselves (literally).
In fact, we’re proud to be among the top rated insurance agencies in Pittsburgh in 2020 by Expertise.com.
That means we work for you. We’ll work to find a company that suits your needs at a great price. Here are the main companies we work with.
Proactive Auto Insurance Planning
Auto insurance is getting more expensive. That’s just how it is. But we monitor your rates over time and automatically shop your coverage when appropriate.
And most auto insurance agencies forget about you as soon as the sale is made. Not us. We review your policy with you on an annual basis.
We’ll work with you to make sure you’re getting the discounts you deserve. That’s part of your annual review. We contact you to uncover discounts or gaps in coverage.
We offer a full range of personal and commercial insurance products. If you’re shopping for auto insurance, be sure you take advantage of home insurance bundle!
We move with technology to offer you the best customer experience possible. Everything from texting and online chat to a customer specific portal where you can store insurance documents and print ID cards.
Use the yellow hot spots and explore how auto insurance can help protect against common risks.
It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.
Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.
When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.
The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.
Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.
Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.
What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.
Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.
Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.
Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.
When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.
Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.