Course and Scope In order to talk about what isn’t covered by workers compensation, first we have to talk about what IS covered. Workers compensation covers employees who are injured…
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Homeowners Insurance Recommendations. They’re not asking, they’re telling. So you bought a new homeowners insurance policy. Congratulations! Up next is your home inspection. Most insurance carriers inspect your home right…
Why do Insurance Carriers Inspect Properties? The bottom line is insurance carriers want to know what they’re insuring. This is particularly important to them for homeowners insurance policies. It’s really difficult for…
What should you do if you’re in an auto accident and the other party doesn’t have insurance? Shame on you other party! Unfortunately, this has happens all the time. I’d…
When people think about workers compensation coverage, they often overlook the Employer’s Liability section. My pap would have called it the redheaded stepchild of the policy. But employer’s liability insurance is…
Full Tort or Limited Tort: What in the world and why? On behalf of all Pennsylvanians, I sincerely apologize for this goofy law. A while back, law suits from car…
Don’t get blindside by a massive workers compensation audit! Business is booming! Sales are up, profits are up, workload is up and free time is down. Time to bring on…
What do hamburgers and homeowner’s insurance policies have in common? Okay let me set the stage for you. It’s Wednesday night and both kids have basketball practice. There is no chance you…
Off to School So your first born just moved 600 miles away. Wow, there’s a lot to think about in that statement. And not that you don’t have enough on…
Who should consider purchasing Employment Practices Liability Insurance? It seems more and more we hear about employees asserting discrimination and unfair employment practices by their employers. If you don’t believe me, just…
