The insured owns 1 vehicle with $250 deductibles on both comprehensive and collision.
Assume the tree was healthy and the damage is limited to the fence.
Assume standard, unendorsed ISO HO form is in force with no scheduled property currently.
If not, how much would you recommend?
Assume no other employees and no workers comp in place. This is in Pennsylvania.
Assume a standard, unendorsed ISO BOP.